Income Protection

How would you cope financially if you were unable to work due to illness or injury?

Most of us need to work to pay the bills. The mortgage, credit cards, electric, phone, loan repayments, school costs and the rest. The bills don’t stop arriving – even if we are very sick.

Without a regular income, most of us would struggle to get by. If you are ill for a short period, you may be able to cope by dipping into your savings.

When you think of insuring your largest assets the main things that come to mind will be your Life, Home and Car however one of your greatest assets is your ability to earn an income. With state benefits at €9,776 per annum a lot of sacrifices would have to be made if you lost the ability to earn an income. A common misconception is that my employer will look after me! Is that really the case? Certain employers may pay some sick pay for a time but after that you could be on your own. If you are self-employed, then no work means no income. Few of us could cope with being off work for more than 6 or 9 months.

An individual earning €40,000 will earn over €1.7 million in their lifetime. Now that is your greatest asset. Talk to us today about getting a quote for cover.

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